TVL:$23.45M
APY:29.78%

Earn beyond the ordinary

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Earn up to 20% base APY, boosted by ALTU rewards and spend it globally with the altura card.

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The ecosystem

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Altura combines a high-performance yield engine with everyday money tools, so your capital earns automatically, moves freely and is always ready to spend.

Yield Engine

Your USDT and USDC is automatically deployed into market-neutral DeFi strategies, generating real, sustainable yield without manual management or directional market risk.

Virtual Accounts

Hold and move funds across crypto and fiat accounts. On-ramp and off-ramp between USDT and EUR, USD, or GBP IBANs, fast, affordable, and without leaving the app.

Altura App

Spend globally using your balance, while your capital continues to earn in the background. Pay all over the world in-store and online

Altura Card

One interface for your entire balance. Track yield, accounts, transfers, and card spending, from a single, clean dashboard.

Yield engine

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Altura generates stablecoin yield through diversified, non-directional strategies - designed to compound regardless of market conditions. No printed tokens. No liquidity mining incentives. Just organic yield from real market activity.

01
Funding Rate & Basis Arbitrage

Capture funding and basis spreads across spot, perpetual, and dated futures positions. Neutral to price direction by design.

02
Market Making & Liquidity

Earn spreads on trading venues by quoting both sides of the order book. Continuous hedging keeps positions market-neutral.

03
Gold Arbitrage (RWA)

Capture price inefficiencies in physical gold through short delivery-versus-payment cycles. Insured and tracked on-chain.

One app to
Earn
Spend
Own

Earn up to 20% APY on USDT & USDC, with extra rewards built in and use it anywhere.

Issue and manage your Altura Card, fund it from your fiat or crypto balance, and spend your yield in real life.

Open named USD, EUR and GBP accounts and more between crypto and fiat with 0% fee.

Download on the App StoreGet it on Google Play
FAQ

Any questions?

Understand how Altura earns, protects, moves, and unlocks your money.

Altura uses layered security controls, including smart contract audits, oracle protections, role restrictions, withdrawal safeguards, and on-chain verifiability. Altura is built to make fund movements, vault balances, and yield updates transparent and auditable.

Yes. Altura has undergone audits across its vault, token, predeposit, vesting, and withdrawal-related smart contracts. Learn more: audits: https://docs.altura.trade/audit

Yes. Altura is designed around on-chain transparency. Users can verify vault balances, PPS updates, share accounting, deposits, withdrawals, and fund movement through on-chain data and the Accountable dashboard.

Altura is a yield-centric smart money ecosystem. It combines a multi-strategy yield engine with an app, virtual accounts, and card access, allowing users to earn, move, and spend stablecoins from one connected system.

Altura generates yield through diversified strategies such as market making, funding rate and basis arbitrage, liquidity provision, and real-world asset strategies. The goal is to generate sustainable yield from real market activity, independent of the current market trends.

No. Users do not manually trade. Altura executes strategies in the background, while users get a passive yield experience through the vault.

Altura uses a Price Per Share model. As the protocol generates yield, the value of vault shares increases, so your position grows automatically without manual claiming.

No. APY is variable and depends on market conditions, strategy performance, liquidity, and protocol operations. Displayed APY should be treated as current.

Yes. Altura supports withdrawals, with standard withdrawals processed through the normal withdrawal flow. Instant withdrawals are available when vault liquidity allows and include a 0.1% fee.

The Altura Card lets users spend through a connected card balance. Users can keep idle funds earning in the Altura vault, then move funds into their card/spending balance when they want to pay.

Funds held in the Altura vault can earn up to 20% base APY on stablecoins, plus additional ALTU rewards. Assets continue generating yield while they stay in Earn balances. Once funds are moved to your card balance, they become instantly available for payments, transfers, and everyday spending. You can move funds between Earn and Card balances anytime through the Altura app.

Yes. This is one of Altura’s core use cases. Your stablecoins can earn yield in the vault, and that yield can be moved to spend via the Altura Card.

Altura charges a performance fee on generated yields. There are no deposit or withdrawal fees.

KYC is expected for regulated features such as card access, virtual fiat accounts, and on/off-ramping. Core vault access is always non-KYC.

Virtual fiat accounts give you a personal virtual IBAN in your name, similar to a bank account. You can use it to on-ramp and off-ramp between crypto and fiat, receive or send wire transfers to your own bank accounts, send wires to other people’s bank accounts, and make payments by bank transfer.

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